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afraone
AFRAONE
The African Digital Payment Platform
An African money bridge that connects all African currencies and people.
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“Your Local African Currency, Everywhere, via AFRAONE!
One Africa, One Economy, One AFRAONE!
AFRA! Powered by African Currencies, for Africans
AFRAONE
Supports PAPSS
We don’t compete with PAPSS,
we EXTEND it,
AFRAOne makes African payments simple, inclusive,
and accessible for everyone in Africa
.
AFRA is the future of MONEY TRANSFER and PAYMENT TRANSFER in Africa
7Pain Points & Problems of Using Foreign Currencies in Intra-African Trade
"Every year, African businesses send $4+ billion in forex fees to Western banks and money transfer companies.
African economies also lose roughly $5 billion yearly due to currency depreciation, as low as 50% of its value in some cases, currency instability and mismanagement, high transaction costs and exchange rate instability from fragmented currencies for trade within Africa. These drives inflation, reduces purchasing power, and raises living costs, fueling capital flight and reducing investor confidence.
That's $9+ billion that could be building schools, funding businesses, and creating jobs RIGHT HERE in Africa.
AFRA is to save and keep African wealth in African hands. 🌍"
1. High Transaction Costs:
Too Expensive to Change Money for Trade
2. Forex Scarcity:
Hard to Find Dollars or Euros When Needed
3. Volatile Exchange Rates:
Money Value Changes Too Much
4. Delayed Settlements:
Payments Take Too Long to Arrive
5. Dependence on Former Colonial Powers:
Still Relying on Old Colonial Money Systems
6. Hindrance to African Continental Free Trade Area (AfCFTA):
Foreign Money Makes Africa-to-Africa Trade Harder
7. Capital Flight:
Money Made in Africa Leaves Africa.
8. Loss of Sovereignty Over Trade Policies:
Outside Powers Control Our Trade Rules
9. Discouragement of Small & Medium Enterprises (SMEs):
Small Businesses Can’t Afford to Trade Across Borders
10. Barter or Informal Trade Increases:
People Trade in Secret or Use Barter to Avoid Money Problems
AFRA is TRADE WITHIN AFRICA MADE EASY.
JUST USE YOUR LOCAL COUNTRY CURRENCY TO BUY OR PAY ACROSS AFRICA.
INSTANTLY For EVERYONE
No DOLLAR! No Problem!
No EURO! No Problem!
NO FOREX NEEDED!
We are not replacing PAPSS
Not replacing African currencies
Together with PAPSS,
AfraOne empowers Africa to trade in its own currencies
fast, transparent, and borderless.
USE YOUR OWN MONEY,
IN ANY AFRICAN CURRENCIES.
YOUR PHONE
EASY AND SIMPLE
One Africa, One Payment, ONE AFRA ! Stable Unit
Traveling across Africa for business or leisure? With AFRA, you can pay anywhere using your own country's currency — no Forex conversion needed.
Example: A brother travels from South Africa to Egypt. He just loads his bank or mobile money wallet... and that’s it. In Egypt, AFRA users are already there. Transactions go SA Rand to Egypt Pounds via AFRA stable unit— and that is it. African local currency to Another African currency instantly. Finito!
AFRA is the same across Africa
As Gold has the same everywhere
AFRA Simply Transfer The Value of One African Currency
to Another African currency
AFRA is a Bridge for easy Transfer and Transactions
AFRA is not a Currency, it is a Stablecoin, a Standard for Transfer and Movement of Africa's currencies across borders.
Send, receive, and exchange money across African borders using one unified Digital Payment Platform— AFRAONE!
Traders can buy/sell between Ethiopia, Nigeria, Kenya, Morocco, Mali etc. in local currency via AFRA
What is AfraOne?
AfraOne is a Pan-African digital payment platform that makes it simple to send, receive, and convert money across African currencies — directly, without needing the US dollar or Euro as an intermediary.
AfraOne connects existing African currencies through smart technology, offering:
- Direct currency-to-currency transfers between African countries.
- Transparent exchange rates designed for African trade and commerce.
- Faster, cheaper, and safer transactions for individuals, businesses, and governments.
With AfraOne, African money stays in Africa — powering trade, financial inclusion, and economic independence.
AfraOne & PAPSS
AfraOne & Papss: Working Together for Africa’s Financial Future
At AfraOne, we fully support the Pan-African Payment and Settlement System (Papss), the official African Union-backed infrastructure designed to power cross-border payments in local African currencies. Papss provides the wholesale settlement rail for banks across the continent—laying the foundation for true African financial sovereignty.
AfraOne builds on this foundation. We are not competing with Papss, but complementing it. Our role is to serve as the retail and SME-friendly platform layer that makes Papss accessible to everyday people, businesses, and entrepreneurs.
Through multi-currency wallets, mobile money integration, dashboards, and e-commerce tools, AfraOne simplifies complex settlement processes and extends access to the unbanked and underbanked. Think of Papss as Africa’s SWIFT, while AfraOne is Africa’s PayPal or Wise—working together to keep transactions in African currencies and empower seamless trade.
By aligning with Papss, banks, mobile money operators, and regulators, AfraOne is helping create a future where Africans can confidently trade and transact across borders using their own local currencies—without dependency on USD, Euro or any any Forex systems.
